USA Family Protection is not an insurance company. Benefits, pricing and insurance companies vary by state. Policies contain limitations, exclusions, termination provisions and terms for keeping them in force. Guaranteed issue whole life insurance policies provide for a limited graded death benefit or return of premium during the first two policy years (varies by product) after which the death benefit remains level. Not available in all states. Guaranteed acceptance whole life insurance is available to individuals between the ages of 45 and 85. You will receive only the benefit amount in the policy issued. Beneficiaries may use death benefit for any purpose. In order for the policy premiums and benefits to remain in effect, premiums must be paid on time. Rates and coverage amounts may depend upon your individual qualifications. Your call will be connected with a licensed life insurance agent with a third-party partner of USA Family Protection who can offer you a guaranteed issue (final expense) life insurance plan from one or more contracted insurance carriers.